[tychicus]

how you manage your money? are you save your money in bank or invest your money?

[The Kraic]

a bit of both actually, i banks some and invest some

[thebookish]

I spend some that cover my needs, invest some to make more and save the rest to feel a little protected.

[imehesz]

i don't have money to invest, so I'm just trying to keep it ;)

[shavei7]

i'm bad at managing my money. so now i'm paying the price... but i've learned my lesson. i have some invested on online stocks but i'm not going to liquidate that. will think of something else... *sigh*

[livibetter]

most of my money is invested for funds or stock. the rest is for c/d.

[rykiel]

I save at least 20% of my gross monthly income. Half of it goes to my emergency fund. That's my cash reserve equivalent to six months salary in case I lose my job. The other 10% goes to my investments. Discipline is the key :)

[Dana]

I've sworn off credit. I just can't be trusted.
If I need something, I save for it. If I save up, no one can repo it or hassle me later because it's mine.
Also, cash negotiating can OFTEN get you discounted prices. Flash the cash and sales clerk's eyes light up. Cash is power!

Credit I'll save for important things like a mortgage.
To me, there's good credit and bad credit. Credit cards are bad. For me, anyway....

I invest in safe methods and take the dividends and split them between low, med & high risk. Because they're dividends, they're the 'gravy' and my original investment stays relatively safe.

[ScottHughes]

I don't trust banks or credit-cards. I use banks as rarely as I can. (I have to use them a little to use services such as PayPal.) I do not have a credit-card.

In my opinion, bankers just spend their time trying to figure out how to trick average people (like us) out of our money. So, somehow these bankers get rich without working hard.

To each his own, though. :)

[jim123]

i am investring most of my money into the mutual funds as i find them the most benificial one!