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ScottHughes · 09-21-2006

When setting up an e-commerce website, I see two major option for accepting credit-cards. First, you can use PayPal. Secondly, you can use a merchant account. (Granted, you can also use both.)

Assuming you only plan on using one, which would you choose?

I prefer PayPal, because then customers can use either a credit-card or a personal PayPal account. Additionally, I feel that more customers would trust PayPal with their credit-card numbers than some obscure impersonal webmaster. The drawbacks of PayPal is the fees, which I believe are significantly higher than most credit-card processors.

What are your thoughts on accepting credit-cards with these two options?

09-21-2006	#1 (permalink)
ScottHughes Senior Member Join Date: Sep 2006 Age: 22 Posts: 460	Credit Cards: PayPal or not? When setting up an e-commerce website, I see two major option for accepting credit-cards. First, you can use PayPal. Secondly, you can use a merchant account. (Granted, you can also use both.) Assuming you only plan on using one, which would you choose? I prefer PayPal, because then customers can use either a credit-card or a personal PayPal account. Additionally, I feel that more customers would trust PayPal with their credit-card numbers than some obscure impersonal webmaster. The drawbacks of PayPal is the fees, which I believe are significantly higher than most credit-card processors. What are your thoughts on accepting credit-cards with these two options?